What the Internet Can and Cannot Do

It is often said that “the only thing new in the world is the history that you don't know". This saying kept going through my brain when a home valuation web site named Zillow was launched to a lot of buzz a couple of years ago.  The press, as usual, carted out the same tired (and wrong) prediction that it has made for fifteen years: that home valuation sites like these will put Realtors® out of business or at least greatly reduce our fees.

Actually, over the last fifteen years, the opposite has transpired: it doesn’t matter whether you are talking about law, medicine, accounting, mortgage or real estate; the more that the public uses the Internet to gather information, the more they turn to professionals before they make major decisions. That’s because there is a huge difference between gathering information and interpreting it.

Over ten years ago, a friend of mine penned a Real Estate Internet Warning that seems even more relevant today than it did then:

REAL ESTATE INTERNET WARNING©

“Despite advertising claims to the contrary, the Internet is NOT an experienced Real Estate Professional. It cannot consult, counsel, advise, have knowledge of local laws and market conditions, make judgments, "own" the result, or most importantly, understand your individual goals and needs and care about you as a Client. Furthermore, while the Internet can provide information, it cannot interpret it.”
                                                                               . . .Mollie Wasserman

The reason that the press keeps getting it wrong is that they do not make the distinction between information and knowledge. As John Tucillo states in his book The Eight New Rules of Real Estate, “Information is a collection of facts or observations about reality. Knowledge is actionable”.  In today’s information age, consumers can increasingly get all the information that they want or need, but it’s useless unless someone with expertise in the field can provide the knowledge to allow them to correctly act upon it.  Information, without the context of a pro who can share the day-to-day knowledge of the industry, is just data.  If a consumer were to act on it without context, they could very well reach incorrect conclusions and achieve undesirable results.

As my colleague (and fellow CyberStar™) Margaret Rome so eloquently stated on her blog regarding Zillow: “This site depends on public records for its data. But public records will not show factors, like recent additions and improvements or the condition of the interior, that affect price. Public records can also be wrong; a friend of mine checked her house and said she wants that fireplace she’s supposed to have, but will not give up the second bathroom they didn’t count.  If the information about a house is wrong, how valid is the price estimate?  Besides, price is only one factor in buying or selling your home, and getting to the settlement table means avoiding traps and overcoming obstacles.”

A top agent will be experienced at:

• negotiating the terms of your contract,
• making sure only qualified buyers troop through your home,
• meeting and dealing with appraisers, and
• working with home inspectors and lenders to be sure you are protected from start to finish.

In other words, technology is a fabulous way to gather data and can do functionary tasks better, faster, and cheaper than any human being ever could. But the danger does not lie in understanding that technology. The danger is that by itself, the Internet can never provide the fiduciary counsel required in areas such as medicine, mortgage lending, law, and real estate.

Please remember that while the Internet can provide information, it can never interpret it.  And here's the straight scoop: A Realtor's® true value is not in helping you find a home, or getting you numbers regarding comparable sales, though we certainly have the tools to do so.  Our TRUE value is in using our experience and expertise to get you the best value once you find your home or the most money in your pocket when it comes time to sell.

To obtain an accurate assessment of any data you're receiving online, please contact me direct at: (978) 233-2828.


Thank You!

My Annual 10 Real Estate Predictions for the Upcoming Year

A simple answer to any questions about the real estate market in 2012 is: If you want to know what the housing market will be like next year, ask the government. At this point, low mortgage interest rates only exist thanks to its efforts and job recovery is essential to real estate recovery.

But if you were to ask me, I predict:

1.  Foreclosures and short sales will play a key role in U.S. housing.  The U.S real estate market is poised to be hit by another surge of bank repossessions.

2.  Buyer confidence levels will remain low due to election-year mud-slinging. 

3. Expect a fight over the home mortgage interest deduction.

4.  Rates will remain low through the year. 

5.  Builders will begin building…slowly and cautiously…and their primary pool of buyers will be those that have sat on the sidelines and now believe that if we are not at the bottom, we are close enough to make a move without significant negative consequence…especially considering today's prices for new construction.

6. Many lower end move-up buyers will remain cautious, wary of further market reductions and/or fear of job loss.  Consumer confidence will be tied to unemployment numbers.

7.  We will see a rise in home sales in terms of units sold.  The baby boomers began turning 65 in 2011, which will cause a rising number of retirement-driven listings.

8.  There will be little or no appreciation in home values.

9.  Homebuyer's real estate tools will become even more mobile… everything from smart phones, iPads, netbooks, portable scanners, e-signatures and more.

10.  On the commercial front... retail, office and industrial vacancies will decline as more tenants seek, and receive, landlord concessions.

All in all, I predict a slow and steady recovery in real estate for 2012.  Consumer confidence is the key to a turnaround in the market. The government has to stimulate the jobs recovery and when it does, the real estate market will follow.

Have a great year and remember this...2012 may be the BEST year ever to buy a home, with incredibly low interest rates and property prices.  Don't be one of those that in 2013 or 2014 says: "I remember when I could have bought that home for $X" or "I missed the opportunity of a lifetime in 2012."

Best regards,

Jay 

5 Reasons Why Experts Say Now Is The Time To Buy Real Estate

I am frequently asked "Is it a good time to buy a new home?" I can frankly say that I have never, in 30 years of selling homes, seen a better time than RIGHT NOW. Here a are five reasons why (compliments of the Downey Patriot):

*****

After the Great Depression of the 1930s, the real estate market looked like a 98-pound weakling after going 12 rounds with Mike Tyson in his prime.

However, those market conditions sparked a post-Depression boom that sustained 65 straight years of appreciation in real estate. And according to one expert, it’s about to happen again.

"This is an unprecedented economic crisis, but it is spawning an unprecedented opportunity," said Greg Rand, a 20-year real estate veteran and author of Crash-Boom (www.crashboom.com) from Career Press. "Real estate prices are at their lowest ebb in years, but anyone with a sense of history in the real estate market knows that those prices will rise as the economy improves and the people who got burned in the mortgage crisis are ready to try their hands at home ownership again. You can’t suppress the American Dream, but you can profit from it if you can have the strength and confidence to act."

Rand’s argument is that recessions and depressions aren’t just about economics. There are other forces at play, too.

"There is a real and powerful psychological component married to a down economy," he added. "When bulls turn into bears, they create a chilling effect that makes even Joe Six-Pack afraid of the economy. Wall Street loves to track ‘consumer confidence’ statistics, and the market always fluctuates based on fear. When there’s an uprising in the Middle East, gas prices go up to $4 per gallon on the irrational fear that any new regime will say, ‘You know, we don’t really want all that money from those Americans for this gunk we pull out of the ground.’ The prices always stabilize. The real estate market is no different. People act and react out of fear. Only the smart ones see through that haze to understand the historic reality that the prices always come back up."

Rand cites five reasons why now is the best time to put your investment dollars into real estate:

1)  No Meltdown - There is no housing meltdown. There was a media and Wall Street meltdown. Housing will save us in the long haul.

2)  It’s Not About The Real Estate - The product at issue is not real estate. It’s America. You can own a piece of it, and as far as its long-term value goes, it’s better than Apple stock.

3)  Flipping Houses is a Myth -The "buy and flip" model is a sucker’s bet. It’s about building real, generational wealth.

4) Condo = College Fund - Have a kid, buy a condo. If you invest the right way, you can build an investment that is comparable to any of the riskier alternatives investors lose their money on every day.

5) Don’t Zoom In, Zoom Out - To understand the stock market you must zoom all the way in and see the pulse of the market, and that changes hourly. To understand real estate, all you have to do is zoom all the way out. If you stand too close you miss the trends, and the trends don’t change with the wind. They stay for the long term.

"It comes down to the idea that no matter how the markets change, no matter which way the winds shift, people will always need a place to live," Rand added. "That’s been true of America since the first log cabin. If you plug into that concept, and leave fear in a box on the shelf, you can be ahead of the curve and ride the wave of the trends that matter."

Reprinted from the Downey Patriot

New Policy Regarding Comments Section of SalemNews.com

Want to comment on stories and articles at salemnews.com?

Beginning Feb. 25, commenters will be required to use their real names when posting on salemnews.com.

In this blog post I will address the reasoning and some of the benefits behind this new policy.

As many of you know, when you write a letter-to-the-editor of most newspapers, you are required to include your name, address and contact information.  I have found that most of the newspapers will then call to verify that you are the author of the letter.

This is a good policy.

Why?...Because to it establishes a level of responsibility and accountability.  Anonymity, on the other hand, allows blowhard commenters to hide behind their pseudonyms and spew all kinds of nasty, angry, and senseless rhetoric...with no accountability for hatespeech.

They are known on blog sites as "trolls".

Allow me to share just a few quotes from an anonymous commenter who has used several pseudonyms to hide his identity.  Most of his comments were directed at me personally or against Enough Is Enough (EiE), a fiscal watchdog group I belong to that spearheaded the popular operational audit of the Hamilton/Wenham Regional School District and successfully ended a decade of Proposition 2.5 overrides in Hamilton and Wenham.

QUOTE:

• "You are the only one on this (comment/message) board that is using you own name. That speaks volumes to your stupidity."
•  "I knew that as soon as I mentioned the village idiot, you would respond."
• "I think that the School Committee and the citizens of Hamilton don't trust you and your group of fools."
• "Most people are sensible enough to not form one of these foolish groups.  But, then there are the exceptional groups like EIE who continue to act as fools."
• "When a vigilante group like this forms, they usually don't last for long.  Maybe they should go back to harrassing the children from Gordon Conwell."
• "The village idiots are at it again."
• "I love when people with no clue and a bad cause come together with collective ignorance."
• "If you wore the Jester's hat when speaking for EIE it would be easier for me to understand."
•  "I have always thought of you as a dim wit but I didn't think that you were this stupid."

How's that for "constructive" commenting?  Would this person spew such nonesense if he were made to provide his real name?  Maybe...maybe not.  But if he did, at least he would be held accountable for what he says.  He would have to take responsibility for his words.  Having seen this individual change pseudonyms in the past, I doubt that he will be willing to stand behind his diatribe if he has to tell the world who he is.  To do so would be an embarrassment to him and he prefers to try to embarrass others, not realizing his words have an opposite effect.

Fortunately, most reasonable and rational people recognize the difference between diatribe and substance and are unwilling to accept the former as the latter.

So I say "BRAVO" to the decision makers at the Salem News and their new policy.  As one reader stated in the comment section of the article announcing the Salem News policy decision:

• "THANK YOU Salem News for taking a step sorely needed a LONG time ago. Resident trolls will hate it, as will those with axes to grind but don't seem to have the guts to be upfront about who they actually are.  No progress can be ever made amongst hardliners and haters. Looking forward to seeing the effect of honesty."

By the way...he used his real name.

Want to read more? . . .
Online Blogging or Online Flogging?: http://tinyurl.com/4fpgrmn
Using Real Names Can Elevate The Discussion: http://tinyurl.com/4hyo8rj

4 Reasons Home Prices Are Likely To Keep Falling

It's been almost five years since the housing bubble peaked, and the bust isn't over yet.

Home prices around the country fell 4 percent last year. They're now down about 31 percent from their peak, according to today's Case-Shiller numbers (see graph).

Last year's declines were widespread: Prices fell in 18 of 20 major metropolitan areas last year. (The two exceptions were San Diego and Washington, D.C.)

More declines are likely to come. Here are four reasons why.

1. There's still a glut of houses on the market.

At the current pace, it would take about seven months to sell all of the newly built houses on the market, and eight months to sell all of the existing homes on the market. In an ordinary market, it would take about six months to sell all of the homes on the market. This excess supply tends to push prices down.

2. Distressed sales account for a huge chunk of all home sales.

Distressed sales include foreclosures and short sales, where the owner sells for less than he owes on the mortgage. According to one measure, distressed sales accounted for nearly half of all home sales in January. These homes typically sell at a discount.

That in turn tends to bring down the prices of other homes, even those that aren't distressed sales. This problem is likely to persist: Nearly 5 percent of all mortgages are in foreclosure, which matches the all-time high. (For more on distressed sales, listen to our interview with Mark Zandi.)

3. Interest rates are rising.

The rate on the average, 30-year mortgage hit 5 percent this month, up from a low of 4.17 percent last fall. Higher interest rates make it more expensive to buy houses. As this morning's WSJ points out, that pushes some would-be buyers to keep renting, which in turn reduces the demand for homes.

4. The government will continue to wind down some of the extraordinary measures it took to support the housing market.

More than 90 percent of new mortgages are guaranteed by taxpayers. This props up home prices by making it easier for people buy houses. This is exceptionally high by historic standards, and will decline over time.

The Obama administration has already recommended lowering the cap on the size of mortgages that are guaranteed by taxpayers through Fannie Mae and Freddie Mac. The cap was raised to as much as $729,750 during the crisis, and is scheduled to fall to $625,500 later this year.

The latest downward leg in home prices started after the end of the another government program — first-time home-buyer tax credit, where the government paid people thousands of dollars to buy houses.

It will probably be a long time before prices get back to the heights of the bubble. A study last year looked at more than a dozen financial crises from the past century, and found that home prices tend to remain below their bubbly peaks during the entire decade after each crisis.

by Jacob Goldstein

NPR - Planet Money



Countertop Materials that Can Transform Your Living Space

Great countertops can really set off a kitchen or bathroom and transform them into rooms you will want to show off. If your countertops are starting to look dated, check out these high-end countertop materials that will be sure to grab some attention:

Stainless Steel

Pros: Stainless steel countertops are easy to clean and are durable. They provide a sleek look as well as a cool surface. No stains, oil, or odors will be absorbed with stainless steel.

Cons: Although the material is durable, it can be scratch easily and the scratches are not repairable. A brushed finish can be use to lessen the appearance of wear and tear. Stainless steel may need frequency wipe-downs with a cloth to not show fingerprints.

Marble

Pros: Gives a cool surface for handling things like dough, provides a classic look.

Cons: Material is easily scratched and can only be repaired by professionals. Some oils and odors can be absorbed.

Granite

Pros: Granite is a very stylish choice that comes in a wide range of colors and styles.

Cons: Granite will need to be resealed each year and can only be repaired by professionals. Some oils and stains can be absorbed into material. Granite will require frequent wipe-downs if it is a dark surface.

Glass

Pros: Surface is easy to clean and is very durable. Glass is available in a wide variety of colors and can be molded to fit whatever needs.

Cons: Glass can be scratched.

 

Originally posted by lwilkins at Coldwell Banker Previews International - New England

Segway Milestones

Most of you know that I have a "List With Jay For a Free Segway" program available to qualified sellers that list their homes For Sale with me.  But have you ever wondered how the Segway got its beginning?  Or where it's headed?

For those of you that want to know more about this most amazing lean, green, eco-friendly machine, here's the history (thus far):

July 27, 1999

Renowned inventor Dean Kamen founded a new company with the vision to develop highly-efficient, zero-emission transportation solutions using “dynamic stabilization” technology. The Company’s research and development was focused on creating devices that took up a minimal amount of space, were extremely maneuverable and could operate on pedestrian sidewalks and pathways.

February 2001

The Company broke ground for its manufacturing plant in Bedford, New Hampshire. Construction was completed in November 2001.

December 1, 2001

The Company adopted the name Segway from the word segue, which means to "to transition smoothly from one state to another".

December 3, 2001

Segway unveiled the Segway® Personal Transporter (PT), the first self-balancing transportation device, to the public for the first time.

February 15, 2002

The first state bill allowing Electric Personal Assistive Mobility Devices (EPAMDs) to operate on sidewalks is signed into law in the Company’s home state of New Hampshire. Within the year, a total of 31 states passed laws allowing the Segway PT to operate on sidewalks.

March 29, 2002

Segway auctioned three limited edition Segway PTs on Amazon.com to benefit FIRST (For Inspiration and Recognition of Science and Technology), a non-profit organization founded by Dean Kamen. The auction generated a combined total of $364,800.00 for FIRST and drew more than 500 bids from across the country. Segway PT #1 sold for $160,100, Segway #2 for $104,100, and Segway #3 for $100,600.

November 8, 2002

Popular Science Magazine awarded the Segway PT with a 2002 Best of What's New Award in the general technology category. Popular Science reviews thousands of new products and innovations each year to honor the world's most outstanding breakthroughs. The Segway PT was among only 100 winners.

November 18, 2002

Segway Personal Transporters went on sale to the public for the first time on Amazon.com. The Company hosted an Early Delivery Essay Contest and 30 lucky winners received their Segway PTs before the holiday gift-giving season, a tour of Segway headquarters and dinner with Dean Kamen.

August 29, 2003

Two hundred Segway PT owners and enthusiasts gathered in Chicago, Ill. for the first SegwayFest, an event created, organized and implemented by Segway PT owners to celebrate the Segway PT ownership experience.

March 22, 2004

The Company announced its 2004 U.S. dealer expansion program to recruit qualified dealers to distribute, market and sell the company’s line of Segway PTs, accessories and associated services.

October 2004

The U.S. Department of Transportation/Federal Highway Administration released a study entitled “Characteristics of Emerging Road Users & Their Safety”. It was undertaken to clarify the operational characteristics of both motorized and non-motorized transportation users. The Segway PT was found to have the second shortest braking distance, highest eye heights, one of the smallest footprints, and quickest perception-reaction time. The Segway PT met or exceeded all recommendations made by the American Association of State Highway & Transportation Officials (AASHTO) Guide to the Development of Bicycle Facilities.

November 29, 2004

TIME Magazine features Segway's four-wheeled prototype which can operate either statically balanced or balanced on its rear wheels as one of the “Best Inventions of 2004” in its Nov. 29th issue.

March 1, 2005

Segway announced the Segway Cross-Terrain Transporter (XT) and Segway Golf Transporter (GT), as well as a refresh of the flagship i Series model. Each new product is equipped with extended-range Saphion® Lithium-ion batteries.

December 12, 2005

In a ceremony held at Epcot® at Walt Disney World® Resort, the ten thousandth participant in the “Around the World at Epcot” tour was honored with a Segway PT from Segway Inc. “Around the World at Epcot” is a two-hour guided tour that allows guests to operate a Segway PT throughout World Showcase before the area opens for other park guests.

August 14, 2006

Segway takes self-balancing technology to the next level with the introduction of the second generation Segway PT. The new Segway product line includes the versatile Segway i2 and a cross-terrain model called the Segway x2, as well as six product packages tailored to specific commercial, police and consumer market segments and riding environments. All the products feature breakthrough LeanSteer™ technology and a wireless InfoKey™ controller that enhance the Segway experience by making the ride even more intuitive and adding new and useful functions.

August 14, 2006

Segway launches a new marketing campaign today to introduce the second generation Segway PT. The company’s new tagline, “Simply Moving”, and supporting communications focus on Segway’s innovative technology and the many practical ways consumers and commercial customers are incorporating Segway PTs into their everyday routines.

May, 2007

Growing global interest spurs Segway’s worldwide distribution presence to more than 250 retail points in 60 countries.

September 10, 2007

On the eve of the International Motor Show (IAA), Segway Inc. and General Motors Europe (GME) announce a design collaboration resulting in a comprehensive solution for eco-friendly mobility – the Opel Flextreme concept car with integrated Segway PTs.

April 15, 2008

Segway launches Segway Social, an online social networking site for Segway PT owners and enthusiasts. Owners can connect with others nearby, map glides and tag places, and upload photos of their experiences, celebrating the Segway lifestyle.
May 1, 2008

Segway introduces a new Segway PT i2 model color! We call it Metallic Sage, a unique stylish finish with dynamic appeal that grabs the changing light as you move. The new color complements the existing anodized black and gloss white color options.

September 20, 2008

Segway sponsors Bicycle For A Day, at the South Street Seaport in NYC. The first-of-its-kind alternative transportation event, where people are encouraged to leave their gas-powered motor vehicles at home and use alternate forms of transportation on that day, including biking, walking, skating and electric personal transportation.

October, 2008

Over 1,000 police and security agencies are using Segway PTs in their patrolling operations.

March, 2009

Segway Social users log more than 1 million miles on their Segway PTs.

April 7, 2009

Segway announces the Project P.U.M.A. prototype as part of an ongoing collaboration with General Motors (GM). The prototype leverages existing dynamic stabilization technology and electric propulsion to address growing urban congestion and pollution issues.

March 24, 2010

Segway introduces the EN-V Project at Expo 2010 in Shanghai, China. In collaboration with General Motors/SAIC, the concept sets a vision for transportation in 2030. A fully-functional two-person vehicle with advanced dynamics, connectivity, and sensory capabilities, it combats urban congestion while being environmentally-friendly and fun.

There you have it...the history of the SEGWAY.  Maybe I'll be giving away PUMAs in future years!  Stay tuned.

Two Thumbs Up For This Mobile Massachusetts Home Search Application!

My Annual 10 Real Estate Predictions for the New Year

There are a lot of sighs of relief now that 2010 is past, particularly coming from the real estate industry.

But will 2011 be any better?

Having just dusted off my crystal ball, I can now offer my annual 10 predictions for real estate in 2011:

1. Inventories will skyrocket in the spring resulting from sellers who took their homes off the market during the winter hoping to capture buyers in the "spring market" and #2 below.

2. Short sales will increase and foreclosure inventory will continue to rise. The combination with #1 above = huge inventories.

3. Mortgage rates will rise and settle in around 6%+/-.

4. Builders will begin building...slowly, a result of pent up demand for new construction and a loosening of credit by the banks. Many builders have been sitting on land already approved and ready to be built upon.

5. A lot of prospective move-up buyers will continue to stay where they are.

6. The apartment/rental sector will make gains, the result of young Americans seeking escape from family homes in favor of their own living accommodations, but wary of the housing market.

7. There will be no Government Sponsored Entity (GSE) reform of Fannie Mae and Freddie Mac. There will be lots of talk and posturing, but no reform.

8. Prices will stabilize on lower end properties and decline less on higher end properties (over $1.5 million).

9. The term "communication" will take on a new meaning among real estate agents as ever advancing technology allows for better dissemination of information, particularly on cell and smartphones. Tech savvy real estate companies and agents will provide free branded real estate applications (apps) to clients and customers that are cross-platform capable. (For example... Text: RELIST to 87778)

10. Jobs will remain the key to recovery. According to the chief economist for the National association of REALTORS, with a gain of 200,000 jobs per month, a full recovery will take 6.3 years; with 300,000 jobs/month: 3.2 years; with 400,000 jobs/month: 1.2 years. And if we can find a way to create 500,000 jobs per month...well, we will have recovered.

There you have it. Not the rosiest picture imaginable, but we all knew that climbing out of a recession would not be easy... or quick.

The good news?

A lot of real estate transactions will take place in 2011, despite the market. Reasonable sellers, savvy buyers, and tech and service-centered real estate agents will win the day.

Best regards,

Jay Burnham, VP
Coldwell Banker Residential Brokerage
North Shore Real Estate, Massachusetts

Follow me on TWITTER: http://twitter.com/jayburnham

Download my free Mobile Real Estate Search App for your phone.

Real Estate: A Bumpy Road Ahead?

Imagine if we only had a crystal ball. Our major financial and life decisions would be so simple to make, and there would be no risk and no worries. Unfortunately, we do not have that luxury. Our decisions must be made upon solid data and information.

Over the past year, you may have heard a repeated message; now is a good time to buy. From the data we have, we do in fact know that it is a buyer’s market, and a good one. A wide variety of inventory is available, and interest rates are still low, making this an unprecedented time for buyers to take advantage of the market, and many already have.

In its latest release, the National Association of Realtors® states, "pending home sales rose in February, potentially signaling a second surge of home sales in response to the home buyer tax credit. The Pending Home Sales Index, a forward-looking indicator based on contracts signed in February, rose 8.2 percent" compared to the same time last year.

Unfortunately, there are several factors that could impact the future direction of this market, making the road ahead a bumpy one, and uncertain at the very least.

The tax credit has expired and many industry analysts and economists agree that sales will slowly dwindle into the coming months. To quote an article in the Wall Street Journal, on home sales, curb your enthusiasm, "While there might be strong data in future weeks, industry experts have long said that softness could follow once the incentive - essentially free money - to buy is taken away."

We are also uncertain what the Fed will do to interest rates. Rates have held quite steady, but it is anticipated that the Fed will increase them, and to what extent is uncertain. If the rates do increase, it could impact the type and size of home a buyer could purchase. Buyers could be priced out of the market with an increase of rates by only a few points.

Yet another unknown variable is the amount of shadow inventory that could come onto the market at any given time. Shadow inventory are homes that have undergone foreclosure, but the banks have yet to place on the market. According to an MSN Money article, home seizures by banks set a new record and "prices have stabilized in many areas because banks have kept these properties off the market, adding that banks will likely continue to do so until the economy picks up again."

Of course every local real estate market has slight variables. To determine exactly what has taken place in your market over the past month consult with your local REALTOR.

If you’re seriously looking to purchase a property, now truly is the time to buy. Don’t gamble on the future with so many unknowns up ahead.

And f you didn’t have a chance to take advantage of the Tax Credit, just visit NewEnglandMoves.com. There are many homes participating in the Coldwell Banker Buyer Bonus program offering a credit up to $8,000, or speak directly to me and I will be happy to assist you.

Regards,

Jay Burnham, VP

Coldwell Banker Residential Brokerage

North Shore, Massachusetts

Direct Line: 978.233.2828

Aspiring to Excellence in Our Schools

The Annual Town Meetings for Hamilton and Wenham are scheduled for May 8th and May 1st respectively. With a winter coat of white still on the ground and more in the forecast, it may seem as though May is a long way away.

Not really, when you consider the time and effort that goes into preparing articles for the warrant, the budgets from the various departments and, of course, the school district budget which is currently in it's preliminary stage. To spice things up, there is also a new teacher contract that is currently being negotiated.

And let's not forget any citizen's petitions that may be working their way onto the warrant for a vote at the Annual Town Meetings.

Which brings me to the topic of this blog...

The citizen's tax-watchdog group Enough Is Enough (EiE) has prepared and is currently obtaining signatures for a petition requesting an amendment to the the Regional School District Agreement. According to that agreement, any such change request must be signed by at least 10% of the registered voters in EITHER of the member towns (not both). At this time that means 571 registered voter signatures in Hamilton... or 270 in Wenham.

The petition is requesting an amendment to the district agreement that would allow for an operational audit to be conducted within 6 months of approval and within every 5 years following that initial audit.

This is an initiative that is long overdue. Here is a link to a recent Salem News report about how the HWRSD significantly outspends comparable school systems: [Click Here]


FEATURES and BENEFITS of an Operational Audit:

• An operational audit is not to be confused with a financial audit. An operational audit's purpose is to appraise the effectiveness and efficiency of an entire organization...in this case the Hamilton/Wenham Regional School District (HWRSD). The entire HWRSD operations would be analyzed, including appraisal of structure, controls, procedures and processes. Recommendations to improve performance and save costs would result from such an audit.
  
• An Operational Audit should provide at least three deliverables:
  

1. Value-driven recommendations that would enhance the HWRSD's efficiency and ability to achieve specific and long range objectives and cut costs.
   
2. A clear road map of how to manage the change process during the implementation of those recommendations.
   
3. The ability to recognize the need for change in the future, coupled with the ability to do it right the first time.

Some of you will recall that last September I posted a poll asking how many readers supported the concept of an operational audit of the HWRSD and I announced the results here.

89% of all respondents voted YES to such an audit and since that time even more residents have embraced the idea, including parents, teachers, town employees and even some selectmen. Even the Blue Ribbon Committee (BRC) recommended a somewhat limited operational audit (SPED only). And now, with updated information from select members of the BRC about to be made public, it is the right time to consider and vote on this amendment at Town Meeting.

Over the next few weeks you are likely to encounter volunteers asking for your support, and signature, to place this request on the town meeting warrants so that voters can decide collectively at town meeting whether to approve the audit...or not. You are welcome to place comments here on this blog if you wish.

Your signature on the citizen's petition is not a "yea" or "nay" vote on the initiative...It simply guarantees that the article will make it to Town Meeting where open discussion can take place and the outcome decided by the majority of registered voters present.

To view a copy of the requested amendment: [CLICK HERE]

IN OTHER NEWS...
Many leaders seem to be
abandoning the Hamilton/Wenham School District

School superintendent Marinel McGrath has accepted the job of superintendent of schools for Andover, MA.

Assistant superintendent Paul Syzmanski has accepted the position of school business manager in Billerica.

Philip Conrad, associate principal at Miles River Middle School and Hamilton-Wenham Regional High School is leaving to go to Rockport.


And there are currently only two candidates for the three positions available on the School Committee.

Can you say "Abandon Ship!"?

Also... The SOS group is promoting what they refer to as the "Fair Share" initiative for the schools, demanding that the towns give the schools a minimum of 2.5 % increase (plus .05% from new growth) every year.

One might argue that giving the schools more than $40 million in cumulative override funding over the past 11 years was a "Fair Share".

What would you call the increase in school funding of 9.8% two years ago, if not a "Fair Share"? (Maybe taxpayers should demand a refund?)

Wouldn't you call the average increase in school funding of 5.6% a year over the past 10 years a "Fair Share"?

For more details about this issue [click here]

How about a "Fair Shake" for taxpayers for a change?

Lastly, the Education Fund group recently sponsored a "feasability" study on rebuilding the auditorium at the high school. The architectural firm Dore & Whittier presented two options before a meeting of the School Committee.

Option #1: $6.7 million

Option #2: $8.8 million

I'm not sure, but I get the sense that neither option is particularly palatable to the taxpayers, or even the School Committee for that matter, during this fragile economic period. But thanks should be extended to the Ed Fund folks for paying for the study and for giving us something nice to dream about. Too bad we could not have purchased the North Shore Music Theatre, which was just sold on February 3rd for only $3.6 million. That probably would have been more "feasible", even if you threw in the cost of bussing students there for rehearsals.

Use Your Cell Phone to Scan For Information!

We've all seen the bar codes that are used everywhere from grocery stores to department stores, from supply houses to small businesses. They are featured on nearly every product you buy and they look like the image above.

Well...get ready for a new bar code called a QR code (Quick Response) that is going to begin having a huge impact on business information and how it is delivered to you via your cell phone in the coming year.

While conventional bar codes are capable of storing a maximum of approximately 20 digits, QR code is capable of handling several hundred times more information.

Expect to see QR codes in magazine advertisements, on billboards, web pages or even on someone’s t-shirt. Once it is "scanned" to your cell phone, it can give you details about that business, or details about the person wearing the t-shirt, show you a URL which you can click to see a trailer for a movie, or it may give you a coupon which you can use in a local outlet.

The reason why QR codes are more useful than a standard bar code is that they can store (and digitally present) much more data, including URL links, pictures, GEO coordinates, and text. The other key feature of QR codes is that instead of requiring a chunky hand-held scanner to scan them, most recent cell phones can scan them. The full Wikipedia description is here.

For a short YouTube explanation by Marcello Di Pietro: click here

Any business, no matter how small or large, could use QR codes in a number of ways. You might auto generate one next to every product on your web site containing all the product details, the number to call and the URL link to the page so they can show their friends on their cell phone.

You could add one to your business card containing your contact details so its easy for someone to add you to their contacts on their cell phone, without any typing!

Below is an example of my business contact information, including a photo, company logo and link to my website. All you need is the READER application which is available for download to your phone at several Internet sites. The QR code can be as small as your thumbnail or as large as a billboard.

Add your QR code to any print advertising, flyers, posters, invites, tv ads etc. containing:

• product details
• contact details
• offer details
• event details
• a coupon
• Twitter, Facebook, MySpace IDs
• a link to a YouTube video
• Or, in my case...Access to individual homes for sale, mortgage information, Open Houses, mapping and more.

What is it really all about? Well, some may not see it, but its yet another example of the blurring of the edges of media, as we all continue our journey to a completely connected world.

Follow me on TWITTER: http://twitter.com/jayburnham

REMV for Marketing Homes For Sale?

REMV, or Real Estate Music Video, is the newest and hottest way of video marketing homes for sale. Like the music videos you see on TV and Youtube, this application can range from hard-hitting impact marketing like this:

...to soft (think James Taylor) and smooth video marketing like this:
(which one do you prefer?)

If you think the above marketing videos are cool, you should see what can be done with a single property REMV. A key component to creating this kind of video is looking at photography in a different way. It's not simply about posting pictures and adding a soundtrack, it's about telling a story and creating a sequence of photos that take the viewer on a ride complete with images of the area as well as the individual property.

If you are considering the sale of your home, now is the best time in years to do so. If you want the most comprehensive marketing available from a real estate company, you need Coldwell Banker Residential Brokerage. If you want the most unique and extensive marketing available from a North Shore real estate agent, you need me. Best of all, we are on the same team. Call me for a confidential consultation to discuss your options: 978.233.2828 (direct)

Follow me on TWITTER: http://twitter.com/jayburnham

Scan my QR Code Contact information to your cell phone:

A Nattering Nabob of Negativism

That's what one disgruntled reader recently called me after I wrote as a guest contributor on a well-known, well-written and well-read Hamilton blog site known as Unquestionably Questionable. Me? A "nattering nabob of negativism"? Ouch!

I did not even know what a "nabob" was so I went to the Internet for clarification. Here is what I found:

na·bob (noun):

1. A governor in India under the Mogul Empire. Also called nawab. (That can't be it)




2. A person of wealth and prominence. (Wealth...no. Prominence...I don't think so!)




3. A rich, powerful, or important man. (Definitely not)

So what exactly did this person mean? What was she implying?

I decided to seek enlightenment at the next most likely site to have an answer: Henderson's Cafe & Coffee Shop in Wenham.

For those unfamiliar with this hot spot of community culture and local politics, it's next to the Hamilton Shopping Center (aka: The Shoppes at Hamilton Crossing) on, as they say...the "other side of the tracks". If you really want to take the pulse of our two towns, you have to visit Henderson's where opinions are never in short supply and politicians that dare to enter can always find answers to their pressing problems.

Which is why I asked several members of what I call Henderson's "Breakfast Club" if anyone knew what a "nabob" was...as in "nattering nabob of negativism".

Wouldn't you know it? A couple of the attendees were familiar with the phrase and explained where it originated, even as a third member of the group looked it up on his Apple iPhone. It seems it is one of the most popular phrases associated with U.S. Vice President Spiro T. Agnew who served under Richard Nixon until resigning in October 1974, after pleading no contest to charges of tax fraud. He is the only Vice President in U.S. history to resign because of criminal charges. Agnew, who had a particularly acrimonious relationship with the press, used this term to refer to the members of the media, whom he also deemed "an effete corps of impudent snobs."

Although the phrase "nattering nabob of negativism" is often credited to Agnew himself, one of the breakfast club members, Phil Stearns, knew that it was actually written by William Safire, the legendary columnist for The New York Times, who was a speechwriter for Richard Nixon and Spiro Agnew.

So...Let's get back to one person's view that this blogger is a "nattering nabob of negativism".

Thank you for that description! Now that I know the phrase was used by an ex-vice president who resigned as a result of charges of fraud to describe the press corp that helped identify and report on those charges, I am quite pleased that you referred to me this way. I can only hope that my blogging will help identify similarly guilty individuals who need to be exposed and written about, for the betterment of our community.

If you think about it, negativism is actually quite important. We need it in order to know what is wrong so that we can correct it.

Perhaps once that is accomplished I will turn into a "Prime Pillar of Positiveness".

Follow me on TWITTER: http://twitter.com/jayburnham

Scan my QR Code contact information to your cell phone:

(Not So) Transparent Meeting in Process

By now, anyone living on the North Shore that has a pulse has likely heard about the letter of reprimand handed down to the Hamilton Board of Selectmen by Assistant District Attorney Grimes for violations of the Open Meeting rules. The news broke in two separate front page articles in the Salem News, followed by an editorial in the same paper a day later.

That's a lot of press for a small town, but then Hamilton has had more than its share of front page breaking news over the past year. Unfortunately, most of it has been unflattering.

So much has been written in the "Comments" section of the online versions of the three articles mentioned above that this writer feels there is little to add. Instead, I offer the following links to the articles for you to review and form your own opinion of the issue:


In the order in which they were published:

• http://www.salemnews.com/punews/local_story_005222435.html



• http://www.salemnews.com/punews/local_story_007001645.html



• http://www.salemnews.com/puopinion/local_story_007234327.html
  

And if you'd like to read another local blogger's take on the issue:

• http://unquestionablyquestionable.blogspot.com/

Let's all hope that we can keep our small town out of the headlines for awhile.

Even a week would be nice!

Uh oh!...We did not escape for even a week! Here's what was on the front page of the Salem News on January 12th:

• http://www.salemnews.com/punews/local_story_011234056.html?dsq=29543067#comment-29543067

Follow me on TWITTER: http://twitter.com/jayburnham